If you are a pet owner and have cats you will know the benefits of securing cat insurance. If you are haven’t taken out cat insurance before then you may want to read on to learn the various benefits.
How cat insurance protects your feline friend from the unexpected
After dogs, cats are the second most popular pet choice among animal lovers. Although they are more independent than other pets, cats have the ability to bring love and offer companionship.
Besides this, there are other reasons why pet lovers choose to care for a cat instead. Firstly, unlike dogs, cats don’t need much space to play. They like to wander and are easily occupied nosing their way through nooks and crannies in their home.
Also, because of their independent streak, they require low maintenance and can function well when left alone.
However, just like other pets, cats also need to be properly cared for in order to live a long happy life. Besides providing them with a safe environment, every cat owner should secure insurance to protect their pet.
So, this post briefly describes how having cat insurance can be beneficial both for you and your kitty.
Covers veterinary bills
One of the main reasons why pet owners decide to get pet insurance is because it covers most veterinary bills. If your cat is suffering from a severe medical condition, treatment is likely to be expensive. Unexpected vet bills can hit hard on the wallet.
So, an effective way of saving on your expenditures is to find the best cat insurance policy to cover a wide range of veterinary treatments. Some of the most common ones included in the various insurance plans are:
- General vet costs which cover for accidents, injuries and illnesses
- Health problems that developed as a result of inherited characteristics or have existed since birth
- Breeding risks and costs for spaying or neutering
- Alternative treatments recommended by your cat’s vet
Also, as your kitty’s guardian, you can choose the type of insurance plan you like the most and best suits your kitty’s needs as well as your wallet.
Protects against accidental injuries
Like every other pet, cats are also prone to injuries. One of the main reasons for that is because they are very curious animals. They like exploring things on their own terms. And since they enjoy snooping around, they often find themselves in a situation that does them harm.
For example, cats have occasional run-ins with other animals. Encounters with dogs may be more violent and end up injuring the feline. In most cases, this happens when both animals find themselves roaming into one another’s territory. They can bite or claw each other to protect their turf.
Therefore, when your cat suffers from such injuries, you will need immediate veterinary attention. A vet’s attention can reduce the chance of an infection developing. This is when your pet insurance can come in handy. It will cover the costs of treating such accidental injuries.
Wards off long-term, chronic and recurrent conditions
Cats are living things which means they can become ill at any age and suffer from serious health issues. Some of the most common conditions that can occur in feline pets include dental disease, kidney disorders, heart conditions and bladder infections.
If your cat develops any of these medical issues it will need continuing care and medication. Because such treatments can be overwhelming and expensive, your cat insurance policy could offer your pet the best possible care. And they will cover all the costs at the same time.
Keep in mind that there are insurance plans that don’t cover pre-existing conditions in cats. As a result, if your cat had this condition prior to your insurance start date your plan may not cover further treatment.
Helps in case your cat gets lost or stolen
As it is well known, cats are very independent. They function well on their own and often leave the house without their owner noticing. They like to wander outside and have their own adventure. While many cat parents still worry about the safety of their furry friends, cats usually come back after a while looking perfectly healthy.
However, if your kitty has been missing for a certain period of time, then there is a great chance that it got lost or may have been stolen. If this happens, you can use your cat insurance plan to cover the costs of local advertising to help you find it.
If your cat still can’t be found after a longer period of time, then you can use your cat insurance plan to receive compensation for your loss. Some policies actually offer to pay the market value of cats of the same breed, age and condition at loss.
Choosing the right cat insurance plan
When it comes to choosing the right cat insurance plan, there are a few things you should consider to make the right decision.
Firstly, it is recommended that you compare different pet insurance providers. While most of them will offer similar plans, premiums, deductibles and reimbursements, it is important to study each one carefully. Make your decision based on which insurance provider offers the best conditions.
What coverage do you need?
Another thing you should consider is choosing the type of coverage you are looking for your furry friend. Almost all insurance providers offer three types of insurance plans. These are accident-only plans, accident and illness plans and wellness plans.
If you aren’t sure which one is best suited for your cat, then you should also consult with your vet to help you make the right choice. Visit Fursure to find the best policy for their pet. It’s completely free and we do all the research for you.
Final thoughts on cat insurance
When you bring home a kitty, it is your responsibility to provide it with the best care possible. You want it to feel protected and well-loved. While offering a warm and safe home for your pet, you should also obtain a cat insurance plan. The insurance will help you guard your cat’s well being.
You will be able to keep it in great shape, you can save a lot of money on unexpected veterinary costs.
So, make sure you choose the right cat insurance plan and help your kitty improve its overall quality of life.
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